Key Highlights

Comprehensive Insights of Vital Details for a Holistic Overview of Our Loan Offerings

Interest Rate

Starting from 8.35% p.a.

Tenure

Upto 35 years

Processing Fee

0.1% to 2%

Loan Amount

Upto ₹10 Crores

Eligibility Criteria

At Finfinity, we believe in making financial opportunities accessible to all. Our Eligibility Criteria serve as the gateway to unlocking tailored financial solutions for your unique needs.

Applicant Type

For Resident Indians, NRIs & Merchant Navy

Loan Purpose

Begin by selecting from a diverse range of financial products that align with your specific requirements and financial goals.
Applying for a loan with Finfinity is quick and easy. Just click 'Apply Now' and tell us about your needs. No paperwork needed at this stage.

Forget long application forms and confusing processes. At Finfinity, getting a loan is as simple as 1-2-3. Just click 'Apply Now', chat with our representative, and we'll handle the rest.
A friendly RM will be in touch quickly to chat about your needs and help gather any necessary documents. They'll then champion your case for lightning-fast disbursal! We're all about streamlining the process and getting you the funds, you need ASAP.
We're happy to help you wherever you are in India! We have multiple physical locations, conveniently spread across the country, as you can see from the map.

For those outside our physical reach, we're also available digitally pan-India. So, whether you're in bustling Mumbai or serene Srinagar, we're just a click or call away!
Once you submit your Channel registration form, here's what happens next:

1. KYC Checks:

We'll need to verify your identity and business information to comply with regulations. This usually involves submitting official documents like IDs and bank statements.

2. Payout Discussion:

Our team will get in touch to discuss your preferred payout methods and terms. This ensures you receive your earnings conveniently and efficiently.

3. Formal Contract Signing:

Once everything is agreed upon, we'll send you a formal contract to review and sign. This protects both parties and outlines the terms of our partnership.

4. Login Access:

After the contract is signed and KYC cleared, you'll receive your login credentials to access our platform and start logging cases!

Frequently Asked Questions

Unveiling Insights for Your Financial Journey, Answers to all the Most Common Financial Questions.

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Explore All Products

How it Works?

What You Are Looking For?

Begin by selecting from a diverse range of financial products that align with your specific requirements and financial goals.

Application Form

Complete a simple application form by providing essential details. Our team will conduct necessary checks to tailor the best-suited offer for you.

Offers

Explore a selection of specifically curated offers tailored to your unique needs. Choose the one that best fits your financial requirements and preferences.

Request Submission

Once you've made your selection, submit the application along with the required documents. Our streamlined process ensures a hassle-free submission experience.

Apply Now

Home Loan

Open the door to your dream home. We navigate the loan landscape to secure the perfect home loans (INR 1 lakh - INR 20 Cr) for everyone – salaried, self-employed, NRIs, even merchant navy. Earning in cash? No income documents? Our experts find solutions. Access up to 90% of your property value with smaller EMIs through longer tenures (up to 35 years). Plus, some lenders offer lower rates for female co-borrowers! Already have a home loan? We can help you reduce your interest rate and EMIs, or unlock additional funds with a top-up loan. Let's turn your dream into reality, brick by brick. Partner with us today.

Apply Now

Other Related Products

Begin by selecting from a diverse range of financial products that align with your specific requirements and financial goals.

What You Are Looking For?

Complete a simple application form by providing essential details. Our team will conduct necessary checks to tailor the best-suited offer for you.

Application Form

Explore a selection of specifically curated offers tailored to your unique needs. Choose the one that best fits your financial requirements and preferences.

Offers

Once you've made your selection, submit the application along with the required documents. Our streamlined process ensures a hassle-free submission experience.

Request Submission

What is Home Loan?

Looking to buy, build, or fix up a home or business space? A home loan can help cover the costs. Borrow money upfront from a lender, then pay it back in monthly chunks over time. Before diving in, make sure you understand the details like interest rates, loan terms, and how much you qualify for.

Are there any pre-payment charges applicable on Home Loans?

No, there are no pre-payment charges for flexible-rate Home Loans. However, fixed-rate loans can have specific penalties depending on the loan tenure and lender policy. Always check the loan agreement before signing to understand prepayment clauses.

Can I get a Home Loan for purchasing an under-construction property?

Absolutely! You can use Home Loans not only for under-construction properties but also for ready-to-move-in properties, resale properties, renovations, repairs, extensions, and even purchasing a plot and constructing a house on it.

What are the documents required to apply for a Home Loan?

The required documents typically include:

- KYC proofs (ID, address proof)
- Income proof (pay slips, ITRs)
- Bank statements
- Property-related documents (title deed, building plans)
- Additional documents might be requested depending on the lender and loan amount.

Is a co-applicant mandatory for a Home Loan?

Not mandatory, but having a financially stable co-applicant with good credit can enhance your eligibility for a larger loan amount and potentially secure a lower interest rate.