Key Highlights
Comprehensive Insights of Vital Details for a Holistic Overview of Our Loan Offerings
Interest Rate
Starting from 8.95% p.a.
Tenure
- 12 Months for Overdraft
- Upto 48 Months for Term Loan
Processing Fee
Upto 0.25%
Loan Amount
Upto ₹2 Crores
Eligibility Criteria
At Finfinity, we believe in making financial opportunities accessible to all. Our Eligibility Criteria serve as the gateway to unlocking tailored financial solutions for your unique needs.
Applicant Type
Resident Indians and NRIs
Gold Purity
18-22 Karats
Begin by selecting from a diverse range of financial products that align with your specific requirements and financial goals.
Applying for a loan with Finfinity is quick and easy. Just click 'Apply Now' and tell us about your needs. No paperwork needed at this stage.
Forget long application forms and confusing processes. At Finfinity, getting a loan is as simple as 1-2-3. Just click 'Apply Now', chat with our representative, and we'll handle the rest.
A friendly RM will be in touch quickly to chat about your needs and help gather any necessary documents. They'll then champion your case for lightning-fast disbursal! We're all about streamlining the process and getting you the funds, you need ASAP.
We're happy to help you wherever you are in India! We have multiple physical locations, conveniently spread across the country, as you can see from the map.
For those outside our physical reach, we're also available digitally pan-India. So, whether you're in bustling Mumbai or serene Srinagar, we're just a click or call away!
Once you submit your Channel registration form, here's what happens next:
1. KYC Checks:
We'll need to verify your identity and business information to comply with regulations. This usually involves submitting official documents like IDs and bank statements.
2. Payout Discussion:
Our team will get in touch to discuss your preferred payout methods and terms. This ensures you receive your earnings conveniently and efficiently.
3. Formal Contract Signing:
Once everything is agreed upon, we'll send you a formal contract to review and sign. This protects both parties and outlines the terms of our partnership.
4. Login Access:
After the contract is signed and KYC cleared, you'll receive your login credentials to access our platform and start logging cases!
Frequently Asked Questions
Unveiling Insights for Your Financial Journey, Answers to all the Most Common Financial Questions.
What You Are Looking For?
Begin by selecting from a diverse range of financial products that align with your specific requirements and financial goals.
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Application Form
Complete a simple application form by providing essential details. Our team will conduct necessary checks to tailor the best-suited offer for you.
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Offers
Explore a selection of specifically curated offers tailored to your unique needs. Choose the one that best fits your financial requirements and preferences.
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Request Submission
Once you've made your selection, submit the application along with the required documents. Our streamlined process ensures a hassle-free submission experience.
Gold Loan
Unlock hidden potential, empower your present. Gold loan solutions turn your treasured gold into instant finances (up to ₹2 crores) – no income documents needed! Enjoy an overdraft facility and flexible margin requirements for a personalized experience. No more waiting, say goodbye to delays. Talk to us today and turn your assets into accessible opportunities.
Begin by selecting from a diverse range of financial products that align with your specific requirements and financial goals.
What You Are Looking For?
Complete a simple application form by providing essential details. Our team will conduct necessary checks to tailor the best-suited offer for you.
Application Form
Explore a selection of specifically curated offers tailored to your unique needs. Choose the one that best fits your financial requirements and preferences.
Offers
Once you've made your selection, submit the application along with the required documents. Our streamlined process ensures a hassle-free submission experience.
Request Submission
How easy is it to get a gold loan in India?
No credit checks, no income proof needed! Gold loans in India are readily available with minimal documentation. Simply find a reputable lender, present your gold jewelry, and get quick cash based on its weight and purity.
What types of gold can I pledge for a loan?
Most lenders accept 18k to 24k gold ornaments like necklaces, bangles, chains, and coins. Some may consider gold bars or biscuits with proper certification. Be aware, purity determines loan value, so higher carats fetch more.
How much can I borrow against my gold?
Typically, lenders offer up to 60-80% of the gold's market value. It depends on the purity, weight, and current market price. Use online loan calculators for an estimated estimate before visiting a lender.
How long can I take a gold loan for?
Loan tenures typically range from 3 months to 3 years, offering flexibility to suit your needs. You can choose to fully repay at the end or opt for convenient monthly installments.
Are there any hidden fees or charges I should be aware of?
While interest rates vary, be sure to ask about processing fees, storage charges, and prepayment penalties if applicable. Transparency is key, so compare offers from different lenders and choose the one with the most transparent terms.
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Contact us
Take the first step towards financial empowerment - contact us today to explore personalized solutions that suit your needs.
305, Wellington Business Park 2, Marol, Andheri Kurla Road, Mumbai 400059
Office
Age
21-70 Years
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