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Key Highlights

Comprehensive Insights of Vital Details for a Holistic Overview of Our Loan Offerings

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Interest Rate

Starting from 9.5% p.a.

Tenure

- 12 Months for Overdraft
- Upto 48 Months for Term Loan

Processing Fee

Upto 0.25%

Loan Amount

Upto ₹2 Crores

Eligibility Criteria

At Finfinity, we believe in making financial opportunities accessible to all. Our Eligibility Criteria serve as the gateway to unlocking tailored financial solutions for your unique needs.

Applicant Type

Resident Indians and NRIs

Applicant Type

Gold Purity

18-22 Karats

Gold Purity
  • Begin by selecting from a diverse range of financial products that align with your specific requirements and financial goals.

  • Applying for a loan with Finfinity is quick and easy. Just click 'Apply Now' and tell us about your needs. No paperwork needed at this stage.

    Forget long application forms and confusing processes. At Finfinity, getting a loan is as simple as 1-2-3. Just click 'Apply Now', chat with our representative, and we'll handle the rest.

  • A friendly RM will be in touch quickly to chat about your needs and help gather any necessary documents. They'll then champion your case for lightning-fast disbursal! We're all about streamlining the process and getting you the funds, you need ASAP.

  • We're happy to help you wherever you are in India! We have multiple physical locations, conveniently spread across the country, as you can see from the map.
     

    For those outside our physical reach, we're also available digitally pan-India. So, whether you're in bustling Mumbai or serene Srinagar, we're just a click or call away!

  • Once you submit your Channel registration form, here's what happens next:

    1. KYC Checks:

    We'll need to verify your identity and business information to comply with regulations. This usually involves submitting official  documents like IDs and bank statements.

    2. Payout Discussion:

    Our team will get in touch to discuss your preferred payout methods and terms. This ensures you receive your earnings conveniently and efficiently.

    3. Formal Contract Signing:

    Once everything is agreed upon, we'll send you a formal contract to review and sign. This protects both parties and outlines the terms of our partnership.

    4. Login Access:

    After the contract is signed and KYC cleared, you'll receive your login credentials to access our platform and start logging cases!

Frequently Asked Questions

Unveiling Insights for Your Financial Journey, Answers to all the Most Common Financial Questions.

What You Are Looking For?

Begin by selecting from a diverse range of financial products that align with your specific requirements and financial goals.

What You Are Looking For?

Application Form

Complete a simple application form by providing essential details. Our team will conduct necessary checks to tailor the best-suited offer for you.

Application Form

Offers

Explore a selection of specifically curated offers tailored to your unique needs. Choose the one that best fits your financial requirements and preferences.

Offers

Request Submission

Once you've made your selection, submit the application along with the required documents. Our streamlined process ensures a hassle-free submission experience.

Request Submission
Gold Loan

Gold Loan

Unlock hidden potential, empower your present. Gold loan solutions turn your treasured gold into instant finances (up to ₹2 crores) – no income documents needed! Enjoy an overdraft facility and flexible margin requirements for a personalized experience. No more waiting, say goodbye to delays. Talk to us today and turn your assets into accessible opportunities.

Begin by selecting from a diverse range of financial products that align with your specific requirements and financial goals.

What You Are Looking For?

Complete a simple application form by providing essential details. Our team will conduct necessary checks to tailor the best-suited offer for you.

Application Form

Explore a selection of specifically curated offers tailored to your unique needs. Choose the one that best fits your financial requirements and preferences.

Offers

Once you've made your selection, submit the application along with the required documents. Our streamlined process ensures a hassle-free submission experience.

Request Submission

How easy is it to get a gold loan in India?

No credit checks, no income proof needed! Gold loans in India are readily available with minimal documentation. Simply find a reputable lender, present your gold jewelry, and get quick cash based on its weight and purity.

What types of gold can I pledge for a loan?

Most lenders accept 18k to 24k gold ornaments like necklaces, bangles, chains, and coins. Some may consider gold bars or biscuits with proper certification. Be aware, purity determines loan value, so higher carats fetch more.

How much can I borrow against my gold?

Typically, lenders offer up to 60-80% of the gold's market value. It depends on the purity, weight, and current market price. Use online loan calculators for an estimated estimate before visiting a lender.

How long can I take a gold loan for?

Loan tenures typically range from 3 months to 3 years, offering flexibility to suit your needs. You can choose to fully repay at the end or opt for convenient monthly installments.

Are there any hidden fees or charges I should be aware of?

While interest rates vary, be sure to ask about processing fees, storage charges, and prepayment penalties if applicable. Transparency is key, so compare offers from different lenders and choose the one with the most transparent terms.

Loan Against Securities

Loan Against Securities

Opt for a loan against shares to ensure the retention of ownership of your shares/Mutual Funds, allowing your wealth to thrive and grow.

Loan Against Securities

Loan against Property

Loan against Property

We understand what wonders a property can do to your business. Unlock the potential of your property- Your gateway to financial Growth

Loan against Property

Personal Loan

Personal Loan

Empowering salaried professionals with quick and convenient personal loans to meet urgent financial demands.

Personal Loan

Other Related Products

Explore More Complementary Solutions Tailored for Your Financial Needs

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Contact us

Take the first step towards financial empowerment - contact us today to explore personalized solutions that suit your needs.

305, Wellignton Business Park 2, Marol, Andheri Kurla Road, Mumbai 400059

Office
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Phone

(between 10:00 AM to 6:00 PM from Monday to Saturday)

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Age

21-70 Years

Age

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