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Fuel the Adventure: Choose your Car's Powerhouse Partner

Car getting charged

Deciding what fuels your next car can be as thrilling (and confusing) as a Mumbai rush hour. Gone are the days of simply saying "Petrol, please." Today, you're greeted by a buffet of options – petrol, diesel, CNG, and EVs – each with its own blend of spice and cost. But fret not, this guide will help you navigate the fuel landscape and find the perfect chariot for your needs.


First things first, consider your journey:


City Slicker: Crawling through Bengaluru traffic? A petrol or electric vehicle (EV) might be your best bet. Petrol offers a familiar balance, while EVs provide silent, emission-free commutes (perfect for Delhi's lungs!).


Highway Hero: Cruising the Agra-Lucknow Expressway? Diesel might be your king. Its fuel efficiency keeps those dhaba stops minimal. But if range anxiety is a concern, consider a hybrid or plug-in hybrid EV – like a modern-day camel crossing the Thar!


Eco-Warrior: Want to minimize your environmental impact? CNG and EVs are your eco-warriors. CNG boasts lower emissions than petrol or diesel, while EVs produce zero tailpipe emissions – ideal for fighting our pollution woes!


Beyond the pump, consider these key spices:


Budget: While EVs offer low running costs, their upfront price can be a Himalayan climb. Petrol is generally more affordable initially, but fuel costs fluctuate like the monsoon. CNG offers a sweet spot, with lower running costs than petrol and a lower upfront cost than EVs. Diesel has higher upfront and fuel costs, but its efficiency can be a boon for high-mileage drivers like those tackling the Golden Quadrilateral.


Don’t let budget constraints hold you back from choosing your dream vehicle. Finfinity is here to support your journey with flexible car loan options tailored to make your purchase smooth and hassle-free. Whether it's your first car or an upgrade to the latest EV, we’ve got the perfect financing solution to match your needs.


Infrastructure: Check the availability of charging stations for EVs and CNG refuelling stations in your city. Limited access can be a bumpy ride. Remember, not all cities are created equal!


Performance: Craving the thrill of a ghat road? Petrol and diesel might take the lead. However, EVs are catching up, offering zippy acceleration like a well-tuned Royal Enfield.


Tip: Always consider the total cost of ownership (TCO) by factoring in all expenses beyond the initial purchase price.


To help you choose wisely, check out this pit stop table (Illustrative):

Fuel Type

Car Cost (in lakhs)

Additional Cost (over Petrol in lakhs)

Per Km Cost (in ₹)

Per-Km Cost Saving

Annual Fuel Cost Savings (Over Petrol)

Break-even Point (Years)

Total Daily Km for 5-Year Break-even

Petrol

₹ 7.50

-

 ₹ 5.9

-

-

-

-

Diesel

₹ 8.10

₹ 0.60

 ₹ 4.3

 ₹ 1.62

 ₹ 12,821

4.68

 ₹ 28

CNG

₹ 7.65

₹ 0.15

 ₹ 3.0

 ₹ 2.85

 ₹ 22,563

0.66

 ₹ 4

Electric

₹ 12.70

₹ 5.20

 ₹ 1.4

 ₹ 4.54

 ₹ 35,948

14.47

 ₹ 87

 

Assumptions:

  • Fuel/Electricity Prices: Petrol: 106, Diesel: 94, CNG: 76, EV: ₹310 per charge       

  • Mileage: Petrol: 18, Diesel: 22, CNG: 25, EV: 230kms per charge

  • 30 kms of daily driving with 22 days of driving in a month=7920 kms

  • EV Battery replacement cost is not covered above


Remember, there's no "one size fits all". This guide is your map, but the final decision rests with you. The perfect fuel type depends on your unique journey and preferences. Take your time, compare the options like bargaining at a bazaar, and don't be afraid to test drive (think of it as a joyride!). With a little research and careful consideration, you will surely find the fuel for your driving dreams!

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